About Kelly Totten

Kelly Totten is the CrackerJack Accountant helping creatives grow their businesses. See all of Kelly's articles

10 tips for a cash flow crisis

Sometimes, even when you’ve done everything possible to be a good cash manager, you run into a problem.  There are steps you can take to skillfully weather your cash crisis. Determine the cause of the problem – If it’s just a timing issue, you … [Read more...]

I’m a banker, you’re a banker: Extending credit to customers

I really don't want to be a banker and I'm guessing you don't either. In reality, however, any business with accounts receivable is acting as a banker.  When you provide products or services to clients before collecting payment, you're extending … [Read more...]

Pitfalls of managing your business by bank balance

Many small business owners make financial decisions based on how much cash they have in the bank. Unfortunately, there are a number of pitfalls to managing your business this way. Let’s explore some ways that business owners manage by bank balance, … [Read more...]

Bartering: Yes, you’ve got to track it

The difficult economic climate of recent years has led more businesses to use barter transactions, in which they trade their products and services for products and services from other businesses. Many business owners wrongly assume they don't need to … [Read more...]

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